Tag Archive for: NGOs

A panel on “Mobile Agriculture: The Market Opportunity” will be one of the highlights at the upcoming Mobile World Congress 2012 scheduled for Barcelona, Spain at the end of this month.

This intensive panel session will cover issues on the immediate opportunities for the mobile industry to launch commercially driven services for farmers, and the emerging best practices and insights from existing service providers on overcoming challenges and launching Agricultural Value Added Services (Agri VAS). It will showcase the market opportunity for Agri VAS in emerging markets, and expected to be patronized by mobile network operators (MNOs), VAS providers, content providers, agricultural organizations, NGOs, development practitioners and academics interested in the opportunity to develop innovative new services.

The panel will include experts and thought leaders from the mobile agriculture industry. Below is the event information.

Event: Mobile Agriculture: The Market Opportunity

Date: Tuesday 28th February 2012

Time: 17.30- 18.30 CET

Venue: GSMA Seminar Theatre, Hall 2.1, Fira Montjuïc, Barcelona, Spain

Mobile technologies are enhancing access to information across the world and impacting lives in remote rural communities. There are nearly six billion mobile subscriptions in the world today. Four out of five new connections are happening in the developing world. Yet these markets suffer from numerous challenges in the agricultural sector, from low yield amongst smallholder farmers to supply chain inefficiencies.

The rural sector represents the largest customer base in emerging markets and is a significant growth area for the mobile industry. In response to this opportunity, the GSMA launched the mFarmer Initiative in 2011 to support mobile operators and agricultural organizations in launching commercially viable mobile information services for farmers. The GSMA mAgri Program identifies opportunities where mobile can have the most impact to mitigate these problems.

Mobile World Congress 2012 will celebrate the current state of mobile and offer a glimpse into where mobile has the potential to go next. For more information and to register for Mobile World Congress 2012, please click here. To reserve your place at the Mobile Agriculture panel event please contact the GSMA mAgri program at mAgri@gsm.org.

For more information on the GSMA mAgri Program, please visit: http://www.gsma.com/magri/

Photo Credit: USAID Impact blog

A new finding by Dalberg Global Development Advisors reveals that mobile money (MM) channel has emerged as the preferred alternative out of four major ICT solutions used in Haiti within the past two years after the 2010 earthquake.

The report “Plugging into Mobile Money Platforms: Early Experiences of NGOs in the Field” indicates that four electronic cash distribution solutions have emerged globally as alternative channels to physical delivery of cash to humanitarian victims. These are mobile money, electronic vouchers, prepaid cards, and smart cards.

The finding attests to the fact that the success of any of these four mechanisms of money transfer will often depend on the supporting environment. For example money transfers through pre-paid and smart cards work better when there exist a strong banking infrastructure and credit card networks. In the absence of this infrastructure such as the case in Haiti after the quake, the only two remaining options are physical cash delivery and mobile-based solutions.

The report continues that in Haiti, MM has emerged as the preferred alternative to physical delivery because of the rapid development of mobile telephony and the successful launch of MM. Haiti has completed more MM cash transfer programs than any other country, and to date, just under US $6 million in transfers has been disbursed to more than 24,000 beneficiaries via the MM channels of six NGO programs, the report said.

It will be recalled that Haiti was hit by a catastrophic magnitude 7.0 Mw earthquake, with the epicenter near the town of Léogâne, approximately 25 km (16 miles) west of Port-au-Prince, Haiti’s capital on Tuesday January 12 2010. The aftermath of this earthquake led to a massive relief and recovery efforts by non-governmental organizations (NGOs) with global support from individuals, governments, foundations, international organizations and the United Nations.

In June 2010, the Bill and Melinda Gates Foundation and the USAID-funded project in Haiti, Integrated Finance for Value Chains and Enterprises (HIFIVE) announced the launch of the Haiti Mobile Money Initiative (HMMI) to stimulate the development of mobile money services in Haiti.

For the detailed report, visit here.

Photo Credit: HD Guru

NB: This is my personal analysis of contributions to question six from the forum. This post is the final in series of six, analyzing each of the six forum questions that were discussed.

Question 6: What are some of the common mistakes or pitfalls mobile operators or NGOs run into when developing these services?

Below is a quick summary of the contributions from the forum.

Building “FOR” Users: The first post to the question raised an interesting point by arguing that when the MNOs and NGOs have the goal to develop the service “for” the user without understanding the needs of the users and involving them, usually leads to a failure. Citing Richard Heeks, the post explained that in order to avoid these pitfalls, MNOs/NGOs first need to i) identify the development objective of the project/service; ii) identify the new and/or re-engineered information requirements needed to meet those objectives; and iii) identify the role that ICTs and other information-handling technologies have to play in meeting those information requirements.

A related post from a software developer agreed with the point and argued that ICT software or application development should be a user-centric approach, whereby developers collaborate and work closely with users or some categories of stakeholders.

Putting All Bets on Mobile Phones: A second mistake pointed out was, when NGOs and other development/commercial projects put all their bets on mobile phones. Like any other technology, mobile phones are “effect multiplier” and it only works when there is an underlying robust system (either an agro-advisory or private extension) which in effects get multiplied. If there is no underlying system or process and mobile phones are just introduced, as a magic bullet, it seldom works.

Lack of Understanding the Complexities with Content: Most often MNOs especially underestimate the complexities associated with sourcing and aggregating content, and designing the content management system that can meet farmer’s localized content needs but at the same time scalable.

Failure to Design Services for Scale: Another pitfall that is linked to scale is ensuring that services are designed from the start to enable scale – such as using efficient technologies, working with partners who have existing assets such as marketing and distributing capabilities so you can reach a large number of farmers cost-effectively.

Ignoring the Trust Factor: Utility VAS needs high degree of “trust factor” in the user’s mind in order to make the user stick-on to the service even if it does not bring in any instant benefit to them. A case in point is IKSL service in India, which is backed up with the goodwill of IFFCO, the largest and most preferred fertilizer supplier in India.

MNOs Using Traditional Marketing Channels for Farmers: The marketing channels of mobile agricultural services need to be different from a conventional entertainment VAS. Conventional promotions like push SMS or Out Bound Diallers (OBD) not necessarily convince a farmer to subscribe to a mobile agro-advisory. Alternative channels, like affiliation to farmers groups, bundling with agri-inputs, customization to contract farming etc. are some of the innovative approaches which have been tried in India.

Focusing only on Information Service: MNOs and NGOs also need to design their services keeping in mind that information alone does not solve all problems of farmers. An information-service which links various service delivery agents like, agri-input marketers, warehouses, laboratories etc. will have better attractiveness for farmers in comparison to simple information push.

Problem of Distinguishing between Demand Analysis and Needs Assessment: One problem that NGOs have that MNOs usually don’t have is distinguishing between a demand analysis and needs assessment. NGOs often conduct needs assessment which documents what farmers say they need but it does not have the discipline needed in a business analysis. If NGOs are to provide such services, they need to prioritize features that they will provide and sort out which are valuable enough for someone to pay for.

Sources of Funding for NGOs: NGOs are often funded by donors on a project basis.  This can easily drive them to a project orientation, especially when donors call for “success stories” and do not have the incentive nor the process to follow up after a project to see if a service they have supported is continuing and scaling.

NGOs for Development versus MNOs for Business

There was a concern about why the question under discussion had grouped MNOs and NGOs together since their perspectives and the pitfalls they face may be quite different. Interestingly, there was a contribution that separated these two areas and then grouped NGOs together with the development sector and MNOs together with business/private sector. While some of the responses also grouped the mistakes and pitfalls accordingly, others combined them.

NGOs Taking One-Sided Stand: A contributor sharing his experience pointed out that mostly people in development sector (NGOs) take a one-sided stand, when it comes to developing services for people. While it is very important to design services that would deliver certain benefits to the community from pure development point of view, it is also very important to see how the same benefits will continue to reach the community even after the development intervention has stopped. This call for a business case for development work and many NGO-s and development agencies do not consider this as a key factor while designing mobile services.

MNOs Taking One-Sided Stand: Mobile Network Operators also make mistake by considering agro-advisory services to operate on the same principles of other value added services (mVAS) like entertainment or news. While the target customer segments for both may be same, the decision factors for subscribing to such services are completely different.

Other common mistakes that MNOs/ NGOs make are:

  • Not profiling the customers
  • Not properly identifying the information needs of customers
  • Wrong customer acquisition – customer not having interest in the service
  • Extending services where network is not strong
  • Content not having relevance to the local conditions
  • Not being fully aware of the telecom regulation policies of their geographic area.

NB: This is the final in series of six post on the subject “Reflections on Mobile Agricultural Services”. The earlier posts can be located through the links below:

1: Reflections on mAg Services: Partnerships Between MNOs and APs

2: Reflections on mAg. Services: Barriers to Scale

3: Reflections on mAg Services: Is there a Business Case for Serving Farmers?

4: Reflections on mAg Services: Financial Sustainability

5: Reflections on mAg Services: Content Sourcing, Quality Assurance & Dissemination

Refugees walking through arid landscape

Photo credit: Mobile Money for the Unbanked

The vast arid plains of northern Kenya, central Somalia and eastern Ethiopia are suffering one of the worst droughts seen in recent times. Rain has not fallen in some of these areas for over a year and this has gradually resulted in a full blown humanitarian crisis.  According to UNICEF, in some areas of northern Kenya, close to 40% of the population needs emergency feeding.   In other parts of the affected regions, these numbers are reaching approximately 30%, twice the 15% emergency threshold.   As in many crises, the worse affected are children. In a country like Somalia with a population of 3.7 million, this famine could be taking the lives of 1,200 children, with over 2.5 million children estimated to be acutely malnourished and in need of immediate life-saving help.   Soaring food prices and the on-going conflict in the horn of Africa has only increased the intensity of the famine.

A massive fundraising effort has been initiated by ‘Kenyans for Kenyan’, a non-profit organization which aims to raise sh500 million in four weeks towards famine relief efforts.  This initiative is a joint effort between various businesses including Safaricom, Kenya Commercial Bank (KCB), and the Daily Nation newspaper.   During the first 24 hours of the launch of the appeal, the initiative raised over sh 13 million via M-PESA. A number that keeps growing now that Airtel Money and Yu Cash have been added to the list of mobile money options Kenyans can use to donate funds.  This campaign’s success not only highlights the efficiency of a mobile money platform in distributing funds in times of need, but it also  serves as a lesson for charities and development agencies of the value of leveraging mobile technology and social networking in fundraising and disbursal.  At the time of writing, the latest mobile money donations exceed sh 208 million..

If you live in Kenya, please consider donating to the Famine Fundraising Campaign.  The funds raised by Kenyans for Kenya will be administered by the Kenya Red Cross Society to help people worst affected by the drought.  Follow the steps below on your mobile money menus:

  • Donating via M-Pesa
  1. Select Pay Bill from the M-Pesa menu
  2. Enter business number 111111
  3. Enter account number 111111
  4. Enter the amount you wish to donate
  5. Enter your M-Pesa PIN
  6. Confirm details are correct and press OK

 

  • Donating via Airtel Money
  1. Select Send Money from the Airtel Money menu
  2. Enter ‘redcross’ as the nickname
  3. Enter the amount you wish to donate
  4. Enter your Airtel Money PIN
  5. Confirm details are correct and press OK
  • Donating via YuCash
  1. Go to the yuCash Menu on your phone and select ‘Send Money’
  2. Enter the Business Bill Payment No. (Short Code) ’200140′
  3. Enter the Amount you wish to donate
  4. Enter your Donation Instruction in the Message field – ‘Leave Blank’
  5. View the Bill Payment Confirmation screen and verify all details. Press OK to continue.
  6. Enter your yuCash PIN and press ‘OK’
  7. Receive Transaction Acknowledgement via SMS

Alternatively, if you are outside of the region, you can donate online via the Kenyan Red Cross or UNICEF.

 

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